Hell no, if I want something I can't get in game, I'll draw it. But the more you tell people not to do something, the more you're just tempting fate.
If you want something in the game, and it doesn't go against their blacklist and makes sense for the setting, why can't you people just fucking WRITE THE SHIT rather than taking something and modding piss-poor quality stuff in like the first CoC game's fate has devolved to? Ya know, the very mods that became a hot topic (Not the good kind) and meme in the community?
It's literally a game open to the community, you can literally just open a blank gdoc, do some research reading others so that you can get a feel of how to write, know what is and isn't allowed in the setting and game as a whole, write it out, and submit it and hope you did well enough to get past the review phase and into the code pile. I don't understand y'alls logic at all.
Or rather, if you can't do that, go make your own fucking game rather than piggybacking off someone elses work just so that you can have your fetish/waifu/etc in it. :/
It's not tempting fate. It's repeating the same shit the devs have been repeating for years. And it's only stayed that way because you can't get your hands on the code since it ain't open sourced. There's only been one notably instance I can think of of someone "modding" the game in all its years and it got taken down immediately when someone made it public because that ain't allowed.